This was 5.6 percent lower than the state average of 46.3 percent. In 2020 the total municipality population reached 4,707.
89.3 percent of the population had at least a high school diploma or the equivalent.
Degree distribution in Waterloo for 2020*
| Degree | Number of people | Percentage of population |
|---|---|---|
| No degree | 374 | 10.7 |
| Regular high school diploma | 1,002 | 28.7 |
| GED or alternative credential | 75 | 2.1 |
| Some college, less than 1 year | 178 | 5.1 |
| Some college, 1 or more years, no degree | 442 | 12.7 |
| Associate's degree | 593 | 17 |
| Bachelor's degree | 530 | 15.2 |
| Master's degree | 216 | 6.2 |
| Professional school degree | 59 | 1.7 |
| Doctorate degree | 22 | 0.6 |
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